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Share Secured


For members looking to rebuild damaged credit or establish new credit, our Share Secured loans can give you the fresh start you need. You can qualify for a share secured loan for any amount up to the available balance in your Share account.

Share Secured loans are secured by using your funds on deposit at Cheshire County Federal Credit Union. The funds in your share account are released back to you as you repay the loan.

 You may benefit if:
  • You want to establish or rebuild your credit
  • You want a lower interest rate than an unsecured loan
  • You need to use the money in your share account anyway, you can gain credit and repay your savings using a share secured loan.
Other Benfits include:
  • The funds that are on deposit continue to earn dividends.
  • You may borrow 100% of the available funds in your share account
  • No pre-payment penalties
  • Quick approval process
Unsecured and Share Loans
Share Secured Loan

Term: Variable terms available based on amount borrowed

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