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Share Certificates


Share Certificates are commonly referred to as "CD's" or certificates of deposit.  Surveys continue to show that credit unions consistently offer higher interest than banks and thrifts on CDs, often better by more than a half-percent.

At Cheshrie County FCU we offer the following term certificates;
6mth, 1yr, 2yr & 5yr
 
Certificate Rate Information:
Dividend rates are subject to changes as determined by the Board of Directors. Share Certificates will have a fixed dividend rate, which will not change during the term of the certificate.

Dividend Computation Method:
Dividends are calculated from the date of deposit and posted to the account monthly.

Crediting Dividends:
Dividends are posted to the account on the final calendar day of each month.

Renewal:
Prior to certificate maturity, a reminder notice will be sent. Unless we are otherwise instructed by the owner, the Certificates will renew automatically on the maturity date, at the then-current rate for the original term. There is a grace period of ten calendar days after renewal, when the principal may be withdrawn without penalty. If the principal is withdrawn, no dividend will be paid during that grace period.
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